WEBSITE TERMS

By using this website, you agree to be bound by the terms and conditions set out on this webpage. If you do not accept these terms and conditions, you must refrain from using this website.

This website is owned and operated by Climate Risk Index (referred to in these terms and conditions as 'we', 'us', or 'our').

1. INTELLECTUAL PROPERTY

Unless otherwise indicated, all materials used on this website (including text, graphics, logos, icons, sound recordings and software) are subject to copyright, trademark mark or other intellectual property rights that are owned or licensed by us. You may only access and use these materials for non-commercial or personal use, except to the extent permitted by law or where you have received prior written approval from us.

2. LIABILITY

We make no warranties or representations about this website or any of its content and will not be responsible to you or any third party for any direct or consequential loss suffered in connection with the use of this website. 

The information on this website shouldn't be taken as any advice, representation, or arrangement by us – you're responsible for making (or refraining from making) any specific investment or other decisions. Because the impact of our website information can vary based on your particular circumstances, you should always carry out your own research. You are responsible for the decisions you make, and we're not liable for anything that happens as a result of you relying on our website.

To the maximum extent permitted by law, we exclude any liability that may arise due to your use of our website and/or the information or materials contained on it. You agree to indemnify us for any loss or liability arising out of your use of this site.

Keeping our website operational relies on external technical providers, as well as making sure other people don't try to do bad stuff to our website. This isn't always within our control and means we can't promise that you'll always have access to our website, or that its content will be delivered uninterrupted and without mistakes, or that our website will not have viruses or other harmful issues. We are not liable for anything that happens following your use of our website, and it's your responsibility to put in place your own security measures to make sure any content you get through our website can't harm your own computer systems.

3. EXTERNAL LINKS

Our website may contain links to websites operated by third parties. Those links are provided for convenience and may not remain current or be maintained. Unless expressly stated otherwise, we do not endorse and are not responsible for the content on those linked websites and have no control over or rights in those linked websites.

4. UPDATES

We may change these terms and conditions at any time by updating this webpage and your continued use of the website following such update will represent an agreement by you to be bound by the terms and conditions as amended.

5. PRIVACY 

Please read our Privacy Policy to see how we collect, use, and protect your personal information.

6. JURISDICTION

Your use of the website and these terms and conditions are governed by the laws of Australia.